How to save money at Uni – From a graduate who’s done it all
It’s no secret that finances at University can be a huge burden to the everyday student. With so much spare time to, well….’study’, students are subject to plenty of opportunities to spend cash. Whether it’s going on a big night out, buying a year’s worth of textbooks or spending your last fiver on a smurf outfit, it can be a troublesome time for everyone.
Here are a few tried and tested ways to ensure you don’t end up living off of stale bread and beans:
1. Leave your bank card at home
With a whole host of bars and nightclubs offering free entry and ‘a pint for a quid’, there’s plenty of ways to have a great time without breaking the bank. If you go out with a tenner, you will spend a tenner. Simple. There’s been many a time where you can wake up the next day completely horrified about the unrecognisable transactions from the night before. Take a leaf out of my book and leave your bank card at home, it’s the best thing you can do. I promise.
2. The reduced aisle dash
Speaking from personal experience, the best time to grab a bargain is around 8pm in your local supermarket. Be it Sainsbury’s, Tesco’s, Aldi or Lidl, there are some great opportunities to stock up on some great food for next to nothing. If you’re lucky enough to have a working freezer at Uni, then you are in for a real treat. Find out the ‘prime time’ of your local supermarket and head down there today!
3. Raid your family fridge
After the term ends at University, most students make the long trip back to their home town. This is the perfect opportunity to stock up on supplies for the next term. Perhaps you can sweet talk Mum and Dad into giving you a long list of items that will make your life a little bit easier. Usually, Mum and Dad are quite keen to check you’re still alive and healthy and not on a staple diet of pot noodles and reduced sandwiches.
4. Make ‘Groupon’ your best friend
Groupon can make your whole university experience exciting and affordable. Like eating at nice restaurants? Groupon lets you eat in great restaurants for a small fraction of the price. It’s not just restaurants either – Choose from a whole list of day activities, gym memberships and weekend breaks at fantastic prices. This is a great option for those of you who indulge in too much Netflix and/or ‘Thirsty Thursday’s down the local pub. All you need to do is sign up to their mailing list to receive these great discounts.
5. Don’t spend your student loan on Jagerbombs
Again, from personal experience it’s important not to blow your entire student loan within hours of receiving it. You might feel like going on a shopping spree, going on a crazy night out or flying away to somewhere hot and sunny, but trust me, think twice before you do that. Because in them cold winter months, when money is bleak and you can’t afford your rent, you will remember this honest piece of advice. So do yourself a favour and keep that student loan for something you really need!
6. Get a part time job
Lastly, if you’re really in trouble, go and get yourself a part time job. Most of the jobs in University towns can actually really be fun. You could work at your local pub, coffee shop or promote the student bars in your city centre. All of these options enable you to meet new people, gain some experience and also give your bank account a well-earned break!
Remember, if you follow these top tips, you’re bound to breeze through university with some savings to spare.
Good luck everyone!